# Asset Management Actions (Repay & Withdraw)

Once you’ve supplied or borrowed assets, you can **manage your open positions** using the **Repay** and **Withdraw** functions.

* **Repay** → pay back borrowed assets to reduce or close your debt.
* **Withdraw** → take out your supplied assets when you no longer want them earning yield or being used as collateral.

#### Why it matters

* Repaying protects you from liquidation risk if markets move against your collateral.
* Withdrawing lets you unlock funds you previously deposited.
* Managing positions is key to keeping your account healthy and flexible.

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### Repay

#### How to use it

1. Open **Supply & Borrow** tab.
2. Under **Manage Liquidity**, select **Repay**.
3. Enter the amount you want to repay (or click **MAX** to repay all).
4. Confirm transaction:
   * **Native markets** → repayment happens directly on Nibiru.
   * **Cross-chain Compound markets** → assets are bridged and repaid into Compound automatically (\~2–5 minutes).
5. Your outstanding debt decreases in **My Position**.

<figure><img src="https://1643455207-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MlAn5TL9-pSJxG2MRaf%2Fuploads%2FpKkqnRqK34j0RKwokaGM%2Fimage.png?alt=media&#x26;token=76509955-2ba8-4f23-b547-636ec25d0910" alt=""><figcaption></figcaption></figure>

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### Withdraw

#### How to use it

1. Open **Supply & Borrow** tab.
2. Under **Manage Liquidity**, select **Withdraw**.
3. Choose the token you want to withdraw.
4. Enter the amount (up to your available supply).
5. Confirm transaction:
   * If the asset is still acting as collateral, ensure you maintain safe collateralization levels after withdrawing.
   * Withdrawing too much collateral can trigger liquidation risk if you still have active borrows.
6. Tokens will appear back in your connected wallet.

<figure><img src="https://1643455207-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-MlAn5TL9-pSJxG2MRaf%2Fuploads%2FrKNWc9G2YzALuHrchzCM%2Fimage.png?alt=media&#x26;token=52feb3c6-e4d4-4e12-877f-fb962513282f" alt=""><figcaption></figcaption></figure>

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### Key Risks & Safeguards

* **Repaying early** → reduces interest costs and improves account health.
* **Partial withdrawals** → safe as long as borrow capacity remains above requirements.
* **Over-withdrawal** → may lower your collateral below the liquidation factor, leading to liquidation.
* **Cross-chain repayments/withdrawals** → require bridge time (2–5 minutes).

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## ✅ Key Takeaway&#x20;

* **Repay** to reduce or close your borrowing obligations.
* **Withdraw** to reclaim your supplied collateral.
* Always track your **borrow capacity** and **collateral factor** before withdrawing to avoid liquidation risk.