📘 How to Supply Assets

Supplying assets on Friendly Market lets you earn yield and unlock collateral power in two ways:

1. Native Lending (Pools on Nibiru)

   • Assets like NIBI can be deposited into Nibiru’s own pools.

   • Interest (and rewards in the future) are earned directly on-chain.

   • Collateral is held on Nibiru.

2. Cross-Chain Lending (Compound Pools on Ethereum & Base)

   • Assets you supply are automatically bridged via LayerZero + Stargate.

   • Once bridged, they are supplied to Compound V3 markets on Ethereum or Base on your behalf. You always keep ownership of the tokens. Friendly Market does not hold your tokens.

   • You don’t need to manually bridge or interact with Compound — it’s handled in the background.

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Why it matters

• Native pools give you exposure to Nibiru-native assets.

• Cross-chain pools unlock access to billions in liquidity on Ethereum and Base.

• You can diversify and earn rewards from multiple chains while staying inside your Nibiru wallet.

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How to Supply

1. Navigate to the Supply & Borrow tab for your chosen asset.

2. Under Asset Management, select Supply.

3. Enter the amount you want to deposit.

4. Confirm the transaction:

   • If it’s a native market, your tokens stay on Nibiru.

   • If it’s a Compound (cross-chain) market, your tokens will be bridged to Ethereum or Base and deposited into Compound V3 on your behalf. (Estimated bridge time: 2–5 minutes). You always keep ownership of the tokens. Friendly Market does not hold your tokens

5. Once confirmed, your supply will appear in My Position and start earning interest.

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Interest Rate Model (Right Panel)

• Total Supply = all liquidity in the market.

• Total Borrow = amount borrowed from this liquidity.

• Available Liquidity = funds left to be borrowed.

• Interest Rate Chart:

  • Supply APR = what you earn.

  • Borrow APR = what borrowers pay.

  • Rates increase as utilization rises.

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Collateral Assets Table

This section lists which assets can be used as collateral in both native and cross-chain markets.

• Asset: Token supported (e.g., cbETH, WETH, cbBTC).

• Total Supplied: Liquidity provided by users.

• Collateral Factor: How much of the asset’s value counts as borrowing power.

• Liquidation Factor: Safety threshold before liquidation can occur.

• Liquidation Penalty: Extra cost applied to liquidated positions.

• Oracle Price: Current market value, fetched from decentralized oracles.

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✅ Key Takeaway

• There are two types of lending:

  • Native → stays on Nibiru.

  • Compound (cross-chain) → bridged automatically to Ethereum or Base.

• Supplying earns yield and enables borrowing.

• The collateral table explains how much you can safely borrow against your supply.